Florida Small Business Emergency Bridge Loan Program – Short-term, interest-free working capital loans which are intended to “bridge the gap” between the time a major disaster hits and when a business has secured longer-term recovery resources. The program provides a short-term loan of State of Florida public funding. It is not a grant and must be repaid.
SBA Disaster Assistance – FLORIDA HAS BEEN ADDED TO THE LIST. The U.S. Small Business Administration (SBA) provides low-interest disaster loans to help businesses and homeowners recover from declared disasters. Businesses can apply for loans online through a 3-step loan process.
SBA Economic Injury Disaster Loans – FLORIDA HAS BEEN ADDED TO THE LIST. Substantial economic injury means the business is unable to meet its obligations and to pay its ordinary and necessary operating expenses. EIDLs provide the necessary working capital to help small businesses survive until normal operations resume after a disaster. The SBA can provide up to $2 million to help meet financial obligations and operating expenses that could have been met had the disaster not occurred. Your loan amount will be based on your actual economic injury and your company's financial needs, regardless of whether the business suffered any property damage.
FL DEO Short Time Compensation Program - The Short Time Compensation Program is a voluntary employer program designed to help employers maintain their staff by reducing the weekly working hours during temporary slowdowns instead of temporarily laying off employees. If an employer establishes a Short Time Compensation Plan and an employee meets the qualifications to file a re-employment assistance claim in the state of Florida, the employee will receive a partial re-employment check to supplement their reduced paycheck.
Reemployment Assistance - Provides temporary wage replacement benefits to qualified individuals who are out of work through no fault of their own.
The U.S. Chamber of Commerce Foundation, has launched the Save Small Business Fund, a grant program to provide assistance to small businesses owners impacted by the coronavirus pandemic. Funded by contributions from corporate and philanthropic partners, the Foundation will distribute $5,000 grants to small employers in economically vulnerable communities in the United States and its territories.
FEDERAL & STATE GUIDANCE
U.S. Small Business Administration: Coronavirus (COVID-19): Small Business Guidance & Loan Resources – Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.
Enterprise Florida: The Official Economic Development Organization for the State of Florida.
Florida Chamber of Commerce: The Florida Chamber of Commerce is an organization devoted to the advocacy of private businesses in the State of Florida.
Florida Department of Economic Opportunity: The state and federal programs administered by DEO help support local businesses, engage talented job seekers and enhance our state's diverse communities.
Florida Small Business Development Center: State designated as Florida's principal provider of business assistance, the Florida SBDC provides tools and expertise to help Florida's small businesses succeed.
U.S. Chamber of Commerce, Coronavirus Response Toolkit – The U.S. Chamber has compiled CDC’s coronavirus recommendations for businesses and workers across the country. We continue to encourage American businesses to follow data-based guidance from the CDC and state and local officials. Below, you’ll find a sharable graphics based on the CDC’s latest guidance for businesses and employees. We encourage you to share these assets on social media, websites, and other channels, and send them to your employees.
Center for Disease Control and Prevention, Interim Guidance for Businesses and Employers – The following interim guidance may help prevent workplace exposures to acute respiratory illnesses, including COVID-19, in non-healthcare settings. The guidance also provides planning considerations if there are more widespread outbreaks of COVID-19.
U.S. Department of Labor: Guidance on Preparing Workplaces for COVID-19 – This guidance is intended for planning purposes. Employers and workers should use this planning guidance to help identify risk levels in workplace settings and to determine any appropriate control measures to implement. Additional guidance may be needed as COVID-19 outbreak conditions change, including as new information about the virus, its transmission, and impacts, becomes available.
Florida Department of Health: What you need to know about COVID-19 in Florida – Adults 60 and older and those with underlying medical conditions like heart disease, diabetes and lung disease are more likely to develop serious illness. Here’s what you can do right now.
FDOH) COVID-19 Dashboard – To keep Florida residents and visitors safe, informed and aware about the status of the virus, The Florida Department of Health has launched a COVID-19 dashboard that will be updated twice daily. MAP OF CURRENT CASES.
BUSINESS DAMAGE ASSESSMENT SURVEY
If you believe your business has been affected by the Coronavirus please take a moment to complete SBA’s Business Damage Assessment Survey. The survey is available in English, Spanish and Haitian Creole and is available at:
Sarasota County Government Permitting- Open, Inspections- Open
City of Sarasota Permitting- Open, Inspections- Open
Manatee County Government Offices closed to visitors, Business as usual inside Permitting- Open, Inspections- Open
CITY OF NORTH PORT
City of North Port Permitting- Open, Inspections- Open
Charlotte County Government Permitting- Open, Inspections- Open
STATE OF FLORIDA
The U.S. Department of Labor’s Wage and Hour Division (WHD) announced more guidance to provide information to workers and employers about how each will be able to take advantage of the protections and relief offered by the Families First Coronavirus Response Act (FFCRA) when it takes effect on April 1, 2020.
The new guidance includes two new posters, one for federal workers and one for all other employees, that will fulfill notice requirements for employers obligated to inform employees about their rights under this new law. It also includes questions and answers about posting requirements, and a Field Assistance Bulletin describing WHD’s 30-day non-enforcement policy. The new guidance addresses critical issues such as whether employers may post required notice electronically, whether employers must provide notice of this law to recently laid-off individuals, when FFCRA applies to federal workers and when enforcement of the new rules will begin.
The guidance announced on March 26,2020 augments information WHD published the day before, including a Fact Sheet for Employees, a Fact Sheet for Employers and a Questions and Answers document. Additional guidance is forthcoming.
WHD provides additional information on common issues employers and employees face when responding to COVID-19 and its effects on wages and hours worked under the Fair Labor Standards Act and job-protected leave under the Family and Medical Leave Act at https://www.dol.gov/agencies/whd/pandemic.
For more information about the laws enforced by the WHD, call 866-4US-WAGE, or visit www.dol.gov/agencies/whd.
LEGAL ISSUES INVOLVING COVID-19: Last week we sent some information about a webinar that Cotney Construction Law was facilitating. Some of you may not have been able to participate so we wanted to pass along a link to the full webinar. Barbara also took the time to write up a quick overview if you are not able to watch the Watch Full Version.
Report Your Business Damages
Last week, Governor Ron DeSantis announced the activation of the Business Damage Assessment survey to assess the impact of COVID-19 on Florida’s local business operations. The survey, managed by the Florida Department of Economic Opportunity (DEO), will evaluate businesses affected by COVID-19 and the impacts the virus has had on the local economy so actions to implement appropriate relief programs can begin.
The Business Damage Assessment Survey can be taken online at https://floridadisaster.biz/. Results from this survey will be shared with state agencies and local partners. Surveys submitted by small businesses can be used to access the Small Business Administration’s Economic Injury Disaster Loan, made available for COVID-19 through the Coronavirus Preparedness and Response Supplemental Appropriations Act. For inquiries or assistance with the survey, businesses can contact Emergency Support Function 18 at ESF18@em.myflorida.com.
Legal Issues Involving COVID-19: Last week we sent some information about a webinar that Cotney Construction Law was facilitating. Some of you may not have been able to participate so we wanted to pass along a link to the full webinar. Barbara also took the time to write up a quick overview if you are not able to watch the full version.