The IRS has announced that paper tax refund checks for individual taxpayers will begin to be phased out starting September 30, 2025. Although the transition is already underway, taxpayers should continue filing normally for the remainder of 2025, including those finishing 2024 returns on extension. Going forward, most refunds will be issued electronically, a shift the IRS says will improve security, reduce lost or stolen checks, and deliver refunds significantly faster than traditional mail.

As this change moves closer, individuals who still rely on paper refund checks are encouraged to prepare by confirming banking information or exploring free or low-cost account options. Electronic alternatives will also be available for those without traditional bank accounts. The IRS will release detailed filing guidance for 2025 tax returns before the 2026 filing season and will continue to provide updates as the transition progresses.

You can read the full IRS news release here:
IRS to phase out paper tax refund checks starting with individual taxpayers | Internal Revenue Service